Police departments in Davie, Miramar and Pembroke Pines joined together to check drivers’ insurance paperwork for fraud.

Representatives and investigators from numerous insurance companies stationed themselves at Pembroke Pines police headquarters enabling officers who responded to crashes or pulled over motorists to get instant verification of whether a driver’s insurance coverage was valid.

Florida had an estimated 3.2 million drivers in 2012, according to a study by the Insurance Research Council. Florida’s Department of Highway Safety and Motor Vehicles claims that 287,172 drivers were ticketed for not having insurance in 2013.

Police are often presented with proof of insurance that may not be legitimate. An officer can’t just call an insurer and confirm a driver’s coverage, making it difficult at times for police to be certain that a driver is covered.

The check points throughout the three South Florida cities lasted for about six hours. Violators could have been cited for a non-moving citation for not having proof of insurance, a misdemeanor offense for knowingly presenting insurance information that is not current, or a felony for showing fraudulent paperwork.

With the prevalence of motorists in South Florida having little or no insurance, it is critical that you look into uninsured/underinsured motorist coverage. This will protect you and possible others in your household who are involved in an accident with someone who has minimal coverage or no insurance at all. Always elect uninsured motorist coverage at the highest amounts offered and utilize the stacking option to maximize protection.

For further discussion on this topic or any other feel free to contact the experienced attorneys at the Schulman Law Group at (954) 349-3300 or at info@www.schulaw.com.