Florida Ranks as Riskiest State to Get Into Car Accident
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January 28, 2015South Florida leads the state for drops in auto-related personal injury claims over the past four years according to state regulators.
The region’s frequency of personal injury claims involving motor vehicle accidents fell from just over 3.5 per 100 vehicles in the first quarter of 2010, to just under 2.5 per 100 vehicles in the first quarter of 2014. The report detailing these findings was put together by the Florida Office of Insurance Regulation.
Other areas in Florida which saw declining personal injury claims included the Tampa/St. Petersburg area, moving from about 2.75 per 100 vehicles to nearly 2.0 per 100 vehicles over the same four-year period.
The report also pointed out that the average medical amounts paid per bill decreased in general over the entire state from 2011 to the first quarter of 2014 by a substantial 14 percent. In South Florida, that amount fell by more than 28 percent.
The report included six areas of Florida – South Florida, Tampa/St. Petersburg, Southwest Florida, Central Florida, Northeast Florida, and the Florida Panhandle. The report was created with an intent on providing information on the insurance market and the impact of reforms which have been enacted by the state legislature in an effort to reduce auto insurance fraud.
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