The State of Florida requires that anyone driving a vehicle on Florida roads must maintain certain levels of insurance coverage. Namely, you are required, at minimum, to carry $10,000 in personal injury protection (“PIP” or “No-Fault”) and $10,000 in property damage liability coverage.
If you’ve ever been in a Florida car accident, you may have noticed your insurance company isn’t treating you fairly, despite the fact that you’ve paid your monthly premium on time for years. Well you’re not alone. It seems that there has been a trend of car insurance companies purposely delaying and even denying Florida car accident claims.
An insurance company may have a number of reasons for doing this and many engage in similar practices to achieve these goals. Insurance companies may delay a claim as they search for information that could give them grounds to allege that you, as their insured, are liable for the accident as opposed to the true at-fault driver. Another tactic which has recently become popular with Florida car insurance companies is demanding that their insureds sit for a sworn statement, where they grill the insured to find the tiniest inconsistency with the information they provided on their insurance application so they can void coverage altogether and leave you to pay all of the costs related to an accident.
In Florida, car insurance companies have a duty to thoroughly investigate a Florida accident claim, but that does not mean that they can take an unreasonable amount of time to do so. Insurance companies must be thorough, but must also act fairly and honestly toward their insured and act in their best interests, while settling claims as promptly as reasonably possible.
The bottom line is that if you’ve been involved in a car accident in areas like Fort Lauderdale, Miami, Weston, Davie, Hollywood and others, it is imperative that you contact a skilled and experienced Weston attorney. Having an attorney will help hold car insurance companies liable for their actions and will stay on top of the claims to make sure that the insurance companies are acting fairly, honestly and promptly to resolve your Florida injury claim.
For more information on this topic or any other, feel free to contact the Schulman Law Group at (954) 349-3300 or at