So if You Are In a Florida Car or Truck Accident, Whose Interests Does The Insurance Company Care For?

#4 in a series of discussions on Florida’s Motor Vehicle No-Fault

If you have been a victim of a car or truck accident in Florida and have suffered injuries or someone you care for has suffered a wrongful death and have by the significance of those injuries met the threshold requirement of F.S. 627 – Florida’s No Fault Statute, you will then most likely be dealing with an car or trucking company’s insurance carrier in order to recover your monetary losses and damages. The difficulty you will then face is in dealing with the insurance company that functions for the benefit of its profit margin as opposed to the absolute best interests’ of the injured victims of a Florida automobile and trucking accident. Let there be no mistake in your perception that the auto insurance company is committed to avoiding and or reducing its liability for its negligent insureds on each occasion there is a claim made against a wrongdoer whom they insure.

As is true for each and every profit centered business entity, an insurance company must be responsible to two simple principles: 1) increasing its cash flow; i.e., collecting our premiums; and 2) reducing and/or minimizing its expenses; i.e., by the avoidance of voluntarily making full claim payments for car accident cases.

The insurance company employs well trained adjusters, claims specialists and defense attorneys who are committed to the best interests of the insurance company and not yours, even if it is your own insurance company that you are making your claim with. Many, if not all, of the employees of an insurance, company as well as their defense attorneys actually operate with an unspoken belief that they are doing a righteous task, not only by protecting the insurance company’s bottom line profits, but by defeating the interests of Florida’s automobile and truck accident victims.