What Forms of Florida Vehicular Insurance Should We Purchase To Protect Ourselves In The Event of An Fort Lauderdale Accident? Part II

It is this writer’s opinion that uninsured or underinsured motorist benefits are the single most beneficial forms of coverage. Uninsured motorist benefits provide full bodily injury liability protection for you the insured, in the event that the individual who caused your Fort Lauderdale vehicular accident has no or not enough bodily injury liability insurance of their own. It is this writer’s opinion that uninsured motorist protection is a necessity and is the cheapest form of disability insurance that an individual can purchase to protect themselves in the event they are severely impaired and disabled as a result of an uninsured or underinsured motor vehicle accident.

It is this writer’s opinion that almost all Florida automobile insurance companies that could sell uninsured motorist protection intentionally persuade their insureds not to purchase uninsured motorist protection because their primary allegiance is to the insurance carrier and not to the Florida insureds. Florida automobile insurance agents generally, wrongly advise Florida vehicular insurance purchasers that they do not need uninsured motorist protection if they have PIP and med-pay, by improperly describing uninsured motorist coverage as simply additional medical benefits. This is false and misleading and Florida automobile insurance agents generally, intentionally omit describing all the benefits that a prospective insured would be entitled to directly from uninsured motorist benefits, whether by a settlement with the insurance company or from a jury verdict and judgment. Those benefits could include the payment for past and present pain and suffering, the loss of enjoyment of life, emotional distress, disability and impairment, as well as for medical, hospital and nursing costs and lost wages well in excess of the underlying PIP and med-pay benefits provided.

For further information on this serious topic please feel free to contact the Fort Lauderdale Injury Lawyers by email to info@www.schulaw.com or by calling 1 (877) 529-0444.