Police departments in Davie, Pembroke Pines and Miramar joined together recently to check motorists’ insurance paperwork for a local growing problem: insurance fraud.
The operation was conducted over about six hours. When a motorist would be pulled over, the officers would relay insurance information to insurance company representatives who set up at Pembroke Pines police headquarters to verify the information.
Florida had an estimated 3.2 million uninsured drivers in 2012, according to a study done by the Insurance Research Council. Florida’s own Department of Highway Safety and Motor Vehicles says that 287,172 drivers were ticketed for not having insurance in 2013.
The Pembroke Pines police force found that 3 out of the total 182 insurance queries found people that knowingly presented insurance information that was invalid at the time.
With the prevalence of motorists in South Florida having little or no insurance, it is critical that you look into uninsured/underinsured motorist coverage. This will protect you and possible others in your household who are involved in an accident with someone who has minimal coverage or no insurance at all. Always elect uninsured motorist coverage at the highest amounts offered and utilize the stacking option to maximize protection.
For further discussion on this topic or any other feel free to contact the experienced attorneys at the Schulman Law Group at (954) 349-3300 or at info@www.schulaw.com.
